Instant and Easy Educational Loans in Hyderabad

Lowest Interest Rates - Starting from

10.25%* Starting Rate for Educational Loans
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akbloans-Educational Loans

Looking for Educational Loans in Hyderabad?

Education is one of the most valuable investments in a person's life, and at AKB Loans, we are committed to making quality education accessible for every aspiring student. Our educational loan solutions are designed to support students in pursuing their academic goals both in India and abroad. Whether it's tuition fees, hostel expenses, travel costs, or educational equipment, we offer comprehensive financial coverage with minimal stress.

We believe that financial limitations should never come in the way of academic aspirations. Our educational loans come with competitive interest rates, flexible repayment plans, and customized tenures. From undergraduate and postgraduate programs to specialized vocational training courses, we provide funding options that match the institution’s requirements and the student’s financial background.

Applying for an education loan through AKB Loans is a simple, transparent process. We ensure fast approvals with minimal documentation. Students can apply along with a co-applicant such as a parent or guardian, who serves as the financial supporter. We also guide you through the entire application and disbursal process, ensuring every step is clear and hassle-free.

Our strong network with leading financial institutions allows us to provide the best offers for students, including deferred repayment options and moratorium periods. Whether you're aiming to study at a top Indian university or planning to pursue higher education abroad, our team works with you closely to secure the funds you need—on time and without complications.

Educational Loans EMI Calculator

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Process for Educational Loans

Like the eligibility criteria, different banks need different documents for verification that proves the authenticity of the borrower. At AKB Loans, along with a completely filled-in application form with a recent photograph, you may have to submit a couple of more documents, as needed by the financial institution with which you are applying for a personal loan. Mentioned below are a few documents that should be submitted for the verification process.

1. Identity Proof

  • PAN Card
  • Aadhaar Card
  • Voter ID Card
  • Driving License
  • Passport Copy

2. Current Address Proof

  • Driving License
  • Passport Copy
  • Latest Gas Bill
  • Latest Property Tax Bill
  • Bank Passbook
  • Ration Card

3. Age Proof

  • PAN Card
  • Aadhaar Card
  • Voter ID Card
  • Passport Copy
  • Certificate issued by any statutory authority

4. Bank Statement

  • Latest 3 months’ updated statement

5. Employment Proof

  • Company ID Card

6. Salary Slip & Form 16

  • Last 3 months’ salary slips
  • Form 16

7. Self Employed

  • Business License*
  • Bank Statement*

50+

Banks & NBFC Partners

500+

Crore Rupees Disbursed Annually

1100+

Happy & Satisfied Customers

Educational Loans Interest Rates

Interest rates 10.25%* to 15.05%*
Processing fee It ranges from 1%* - 3%* and differs according to the banks
Loan Tenure 12 months to 60 months
Loan Amount ₹ 1,00,000 * - ₹ 75 lakhs*
Lock-in period It differs from the lender to lender
Pre-closure charges It differs from the lender to lender
Guarantor Required It depends on the different conditions

Frequently Asked Questions

What courses are eligible for an educational loan?

We provide loans for recognized full-time, part-time, and vocational courses in India and abroad. This includes undergraduate, postgraduate, MBA, MBBS, and diploma programs, among others.

Is a co-applicant necessary?

Yes, a co-applicant such as a parent or guardian is required for most educational loans. Their financial profile helps strengthen the loan eligibility.

Do I need to repay the loan during my study period?

Most educational loans offer a moratorium period, during which you don’t need to repay the loan. Repayment usually starts 6–12 months after course completion or when the student secures employment.

What documents are required for an educational loan?

You will typically need ID proof, admission letter from the institution, fee structure, academic records, income proof of the co-applicant, and address proof. Additional documents may be required based on the lender’s policy.